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Standard banking hours are from 8 AM to 3 PM from Monday to Friday. However several banks open their branches in hotels (and some in malls) longer than office hour, a few are open on Saturdays so you might want to check first. Jakarta has a number of international banks, even though you can also exchange currencies in some hotel cashiers and official money changers. Many modern markets accept payment in credit and debit cards but please prepare some cash since not all restaurants and merchants provide Electronic Data Capture Machine (EDC Machine).
Living on more than 13,400 islands, the Indonesian nation today counts some 200 million population comprising more than 200 ethnic groups. After Independence in 1945 inter-marriages among people of different ethnic groups have welded the population into a more cohesive Indonesian nation.
The Indonesia Rupiah is also called IDR. Information of daily exchange rate can be found in newspapers or from the net. Some Indonesia banks provide this on their websites. IDR and US$ are the most acceptable currencies. Most tourism resorts have money changer facilities. When you are traveling to remote areas it is advisable to exchange your money and clear your check. Credit cards are only acceptable in big hotels, restaurants, shops and traveling agencies.
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